FAQ

Portable Building, Cabin, & Shed Financing

Investing in portable buildings from Countryside Barns can be a significant expenditure. One that your budget might not be able to absorb in a single month. Thanks to our partners at RTO National and LightStream, you can take advantage of the benefits of owning a Countryside Barns building without having to worry about the associated expense all at once. We can help you secure financing for your portable building, cabin, or shed in the following forms:

  • Rent-to-Own
  • Installment Loan Financing
  • Fixed-Rate Loans

Learn more about each one of these financing solutions below.

Rent-to-Own Financing

 

Rent-to-Own FAQ

Is rent-to-own a better option than mini-storage?

You bet. When you pay for mini-storage or any other DIY storage option, you are exchanging your hard-earned cash for empty space with a lock on it. When you use rent-to-own financing to fund the purchase of a storage shed, you are trading your money for an asset that you will own outright at the end of your payment period. Financing through rent-to-own is a great deal compared to mini-storage!

What are the major benefits of rent-to-own storage sheds, cabins, and portable buildings?

There are multiple benefits of rent-to-own sheds, cabins, and portable buildings:

  • No large down payments
  • No credit checks
  • Return them if you do not like them or decide you do not need them
  • A great alternative to paying for storage
  • You own the building at the end of the rental period

Is it a good idea to do rent-to-own storage sheds, cabins, and portable buildings?

Rent-to-own is the best way to purchase a structure if you do not qualify for traditional financing, or if you do not have cash on hand to buy one outright.

Is rent-to-own a good option if you have bad credit?

Yes, if your credit is sub-par, rent-to-own is going to be the best option for financing a shed, cabin, or portable building.

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Installment Loan Financing

 

Installment Loan FAQ

What is an installment loan on a shed, cabin, or portable building?

An installment loan is a personal loan that allows you to purchase a shed, cabin, or portable building with no money down if you qualify based on your credit score. Our installment loans will allow you to purchase a building with a price of up to $15,000. If you want to purchase a building that costs more than that, you will need to apply for a fixed-rate loan.

What credit score do you need to have in order to be approved for an installment loan?

Typically if you have a credit score of less than 620-630, you will likely be unable to get approval for an installment loan. However, if an installment loan isn’t in the cards for you, rent-to-own financing is an excellent option.

What is the difference between fixed-rate and installment loans?

Both a fixed-rate loan and installment loan are a type of personal loan. The major difference between fixed-rate and installment loans is the amount of financing you can get. Fixed-rate loans are for shed, cabin, or portable building purchases between $5,000-$100,000. Alternatively, the installment loans we can assist with will cover those purchases under $5,000 all the way up to $15,000. For purchases between $5,000 & $15,000, you can go with either type of loan. Interest rates that our financing partners can provide may also differ between the two types of loans. Generally, fixed rates loans have lower interest rates than installment loans.

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Fixed-Rate Loan Financing

 

Fixed-Rate Loan FAQ

What is the difference between fixed-rate and installment loans?

Both are a type of personal loan. The major difference between fixed-rate and installment loans is the amount you can finance. Fixed-rate loans are for shed, cabin, or portable building purchases between $5,000-$100,000. Alternatively, the installment loans we can assist with will cover those purchases under $5,000 all the way up to $15,000. For purchases between $5,000 & $15,000, you can go with either type of loan. Interest rates that our financing partners can provide may also differ between the two types of loans.

What does fixed-rate mean?

A fixed-rate loan means that your interest rate will not change throughout the life of the loan.

Are fixed-rate loans better than installment loans and rent-to-own?

Yes, fixed-rate loans typically provide better interest rates than rent-to-own financing or installment loans. However, they are only available for building purchases over $5,000 and they require a good credit score.

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Shop Sheds, Cabins, & Portable Buildings Available With Financing

Sheds

Sheds

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Cabins

Cabins

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Portable Buildings

Portable Buildings

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Gazebos

Gazebos

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Design Your Own

Design Your Own

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What Our Customers Have to Say

We Only Work With Financing Partners You Can Trust

Here at Countryside Barns, integrity always comes first. To help make that possible, we choose to work with “LightStream” and “RTO National” as our portable building, cabin and shed financing partners. These are two of the largest and most well-respected financing institutions in the United States. Together, we’ve helped thousands of people find financing solutions perfectly suited to their needs.

LightStream
RTO National

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Portable Building, Cabin & Shed Financing FAQ

Can you finance a storage shed or portable cabin?

Absolutely. If you don’t have the cash necessary to purchase a storage shed, cabin, or portable building, we provide the following three types of financing:

  • Rent-to-own
  • Fixed-Rate Loans
  • Installment Loans

Can I get a mortgage on a shed?

While you cannot get a mortgage on a shed, many lenders provide various personal loan options to help you buy a shed. RTO National and LightStream are the two lending partners that Countryside Barns works with to provide personal loans for individuals like you, who are interested in getting a loan.

Can you lease a shed or portable building?

Yes, technically you can with our rent-to-own program. Through our rent-to-own financing program, you can lease a shed or portable building if you want to own it in the end. Pay the first and last month’s rent, and we will drop a shed off for you. If at any point you decide you don’t want to own it, let us know and we’ll pick it up.

Do you need a credit check to get shed financing?

Some types of shed financing, such as installment loans and fixed-rate loans, require a credit check. If you need to purchase a shed, but do not want to be subjected to a credit check, you can use rent-to-own financing to purchase a building — it requires no credit check.

Do you offer financing for she-sheds?

Yes, you can get a personal loan or use rent-to-own financing to make the she-shed of your dreams into a reality.

Do banks finance sheds?

Most banks will provide personal loans for shed purchases. However, since every bank is different, you will need to check with your bank to see if they provide personal loans. If they do not, you can get personal loan financing from a company like RTO National and LightStream.