Rent To Own Sheds – Are They Right For You?

November 10, 2021

For some people and families, rent to own sheds is a terrific alternative to buying a shed outright or financing it traditionally. For others, renting to own isn’t a sound financial move. What makes it a good strategy for one family and not another? Let’s take a quick look at how renting to own works and what the pros and cons are.

What Are Rent To Own Sheds?

Renting to own a shed is very similar to renting furniture to ultimately own it. You get the use of someone else’s property by paying rent on it each month, which is determined by the length of time you’ll be renting it and what the value of the property is. It’s also similar to leasing a car or home with the option to purchase at the end of the lease, except with leasing you have to come up with a lump sum of cash to gain ownership. You don’t have to do that with rent to own sheds. Once you make your last payment – the shed is yours to keep.

pros and cons of rent to own sheds

The Pros and Cons of Rent to Own Sheds

Renting to own has its pros and cons, like just about everything else. Let’s look at the positives first, then the downside.


  • There is no credit check required when you rent to own. No matter how poor your credit is, you won’t be declined when you apply to rent to own. You will have to fill out an application to rent the shed, but it’s only basic information, such as your name, the address the shed will be located, your phone number, etc.
  • You don’t need a lot of money upfront to have a shed delivered. Most companies that provide the financing for rent to own sheds (Countryside Barns uses RTO National) only require the first and last month’s rent upfront.
  • A portion of every payment you make is applied to the purchase of the shed. The owner of the shed is being paid a portion for the loss of use of a shed they own, the financing company is taking a piece of the payment for their profit, and the balance is being applied to the purchase price of the shed.


  • You will pay more for your shed by renting to own versus paying cash for it upfront or financing it through a bank or credit union. For example, if your rent to own sheds payment is $200 per month and only $150 is being applied to your purchase of the shed, 25% of your payment isn’t helping you buy the shed.
  • You have no equity in the shed when you rent to own until you own the shed. This means that if you can’t make your payment at some point, all of the rent you’ve paid will be lost. If this were to happen, your credit would be negatively affected.

Countryside Barns Offers Rent to Own Sheds

Since 2009, our family-owned business has been a regional leader in portable and customizable sheds and cabins. Contact us today for full details on our rent to own program. No matter how you pay us, we want you to be another happy Countryside Barns customer.

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